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Buying Power: Starts with Obtaining a Pre-Approval for the Best Rates & Lowest Closing Costs |
When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said; there are certain things you can do to make certain that your offer is the one Seller goes with.
The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Let's look at this from the Sellers perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?
What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.
Lastly, from a cost savings perspective...
As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.
Should you decide that you wish to take advantage of Pre-Approval, simply contact us. We will locate the absolute best mortgage rate and lowest closing costs possible and process your application without any cost or obligation.
Thank you for your interest in our services. We are here to help with all your real estate needs. Do not hesitate to contact us with any question or concerns.
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Weather you are searching for homes for sale in Orlando, Buying a Home, Selling a Home or just want Orlando home values, you have come to the right place. Get access to Orlando real estate listings, including the MLS, Orlando REALTORS, new homes and foreclosures. Our free real estate services feature all Orlando and Florida cities and suburbs. Find Orlando school district information, including elementary, middle and high school test scores, student faculty ratios and other k-12 statistics. Discover the best realty services for anyone looking to sell a home or buy a home in Orlando, FL.
| White Gate Realty / Jon White, GRI, Lic. Real Estate Broker / Orlando, FL 32835 | | © 2009 White Gate Realty. All rights reserved. | |
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Welcome! White Gate Realty is now serving: Southeast Orlando, Windermere, Orlando, Dr. Phillips, Celebration, Reunion, Winter Garden, Kissimmee, Ocoee, Gotha, Winter Park, Saint Cloud, Maitland, Davenport, Orange County, Osceola County, Seminole County, Altamonte Springs, Winter Springs, Lakeland, Lake Nona and surrounding areas.
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